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Is the TI-89 Titanium Calculator Good? Yes the TI-89 Titanium Graphing Calculator is still one of the most capable tools I’ve tested for advanced math and engineering work. Despite being an older model, it remains reliable, accurate, and powerful. In the morning, I first used it, and I was surprised at how fast it handled complex … Read more
If you’re a high-income earner chasing the tax-free growth of a Roth IRA, you’ve probably run into those IRS income limits. That’s where the backdoor Roth conversion comes in, a legal workaround that funnels after-tax money into a traditional IRA and then converts it into a Roth. To figure out the pro-rata for a Backdoor … Read more
In today’s business world, tracking how long employees have been with your company isn’t just paperwork, it’s key for HR, payroll, and workforce planning. Whether you’re figuring out vacation accruals, checking eligibility for retirement benefits, or preparing a loyalty bonus, you’ll need a reliable way to calculate years of service in Excel. The good news? … Read more
If you’ve ever been involved in a personal injury settlement, you know that the money doesn’t all go straight into your pocket. There are liens, claims from Medicare, Medicaid, private health insurers, or even workers’ compensation providers, waiting to be paid. That’s where pro rata lien resolution comes in. To figure out how to solve … Read more
Understanding how to calculate pro rata share is essential for anyone dealing with financial distributions, whether in business, investments, or legal settlements. The term “pro rata” comes from Latin, meaning “in proportion.” It refers to the fair allocation of something based on an individual’s or entity’s share of the whole. Whether you’re dividing profits among … Read more
In today’s data-driven world, knowing how to calculate ratio in Excel is one of those skills that pays off in almost every field. Whether you’re crunching financial ratios like debt-to-equity, checking inventory ratios for stock control, analyzing employee-to-manager ratios in HR, or even scaling recipe ratios in cooking, Excel makes it quick and simple. Now, … Read more
If you’re moving into a new apartment rental mid-month or your lease agreement ends before the month is up, you’ve probably heard about pro rata rent. But what does it mean, and how do you actually calculate it? To find out how much rent to pay for part of a month, first take the total … Read more
If you’ve ever switched to part-time work, started a new job mid-month, or taken unpaid leave, you’ve probably heard the term pro rata salary. It sounds like something only HR managers and payroll software deal with, but honestly, it’s pretty simple once you break it down. Think of it as getting paid in proportion to … Read more
If you’ve ever worked on a construction project, plumbing installation, or industrial piping system, you know one thing: every pound matters. That’s why knowing the weight of steel pipe per foot is so important. It affects load calculations, transport planning, and even structural safety. Doing the math by hand can be a headache. That’s where … Read more
To keep your home comfortable, choosing the right mini split size is essential. A ductless mini split system (also called a ductless heat pump or ductless air conditioner) provides an energy-efficient way to control indoor climate. But the key to getting the most out of it lies in selecting the correct BTU capacity. To determine … Read more